
IRS Raises 401(k) and IRA Contribution Limits for 2026
The 2026 retirement contribution limits are higher for 401(k)s, IRAs, and several catch-up contribution categories. Here are the numbers that matter most.
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Retirement-savings writer specializing in US retirement accounts (401k, Roth IRA, traditional IRA) and low-cost index fund strategies for working households.

The 2026 retirement contribution limits are higher for 401(k)s, IRAs, and several catch-up contribution categories. Here are the numbers that matter most.

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