Michael Hayes

Author

Retirement-savings writer specializing in US retirement accounts (401k, Roth IRA, traditional IRA) and low-cost index fund strategies for working households.

  • retirement
  • 401k
  • ira
  • index-funds

Published articles

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Finanças

How to Open a Roth IRA: A Step-by-Step Guide for 2026

Learn how to open a Roth IRA with our comprehensive guide. We cover eligibility requirements, choosing a provider, funding your account, and selecting investments for tax-free retirement growth.