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How Credit Scores Work in Canada and How to Improve Yours
Learn how Canadian credit scores are calculated, why they matter for mortgages and loans, and proven strategies to raise your score over time.
Olivia Lambert
Author
Canadian mortgage and property writer covering the stress test (B-20), CMHC mortgage insurance, the First Home Savings Account (FHSA), and interprovincial differences in land transfer tax.
- mortgage
- property
- fhsa
- home-buying
Published articles
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CRA My Account: How to Manage Your Taxes and Benefits Online in Canada
Learn how to use CRA My Account to file taxes, track benefits, view notices of assessment, and manage your Canada Revenue Agency information securely online.
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Low-Cost ETF Investing on the TSX: A Comparison for Canadian Investors
Compare the leading low-cost ETF providers on the Toronto Stock Exchange to find the right index fund for your Canadian portfolio.
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How to Use the First Home Savings Account (FHSA) in Canada
Learn how to open and maximize your FHSA to save up to $40,000 tax-free for your first home purchase in Canada.
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First Home Savings Account (FHSA) vs Other Savings Strategies in Canada
Compare the FHSA to RRSP Home Buyers' Plan, TFSA, and regular savings to find the best registered account strategy for your first home purchase in Canada.
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Investing in U.S. Stocks in a TFSA in Canada: 5 Things to Know
Canadian investors can hold many U.S. stocks in a TFSA, but dividends, currency conversion and contribution-room rules can change the real return. Here are the five practical issues to understand before buying.
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No TFSA Info in CRA Portals in Canada? What to Do Before You Contribute
CRA TFSA room can be missing or stale, especially early in the year. Use your own records before contributing so you do not accidentally over-contribute.
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Best Cash-Alternative ETFs in Canada for 2026
Cash-alternative ETFs can hold idle money inside a brokerage account, but they are not the same as a savings account or GIC. Compare HISA ETFs, T-bill ETFs, cash management ETFs, ultra-short bond ETFs, and money market ETFs before choosing.
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Mortgage Renewal and Pre-Approval Guide for Canada's Summer 2026 Housing Market
Navigate mortgage renewals and pre-approvals in Canada's summer 2026 housing market with confidence. Learn the steps, timing, and strategies to secure the best rates and terms.