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Investment Accounts in Australia: A Complete Guide to Getting Started
Learn about the different types of investment accounts available in Australia, how they work, and how to choose the right one for your financial goals.
Liam Davidson
Author
Australian superannuation writer covering concessional and non-concessional contributions, SMSFs, the Super Guarantee rate, and transition-to-retirement income streams for Australian workers.
- superannuation
- smsf
- retirement
- personal-finance
Published articles
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Australian Super Funds Fall Short on Clean Energy Investment for Climate Targets
Australia's largest superannuation funds currently invest just 4% of the clean energy infrastructure capital required to meet the nation's legislated climate commitments, revealing a significant gap between retirement savings deployment and renewable energy transition needs.
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Super for Lamb: Why Commodity-Linked Retirement Schemes Fail Australian Savers
Proposals to link superannuation contributions to commodity prices like lamb ignore fundamental investment principles and violate Australian prudential regulations designed to protect retirement savings.
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Big Super Investor Council Under Own Fire for AGM Season in Australia
ACSI, the body that scrutinises corporate governance on behalf of super funds, faces questions about its own transparency and governance practices as AGM season begins.
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Our Pick Of The Best Dividend ETFs For Australian Investors
A curated selection of top-performing dividend ETFs on the ASX, ranked by franking credits, distribution yield, and total return potential for income-focused Australian investors.
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Betashares Australia 200 ETF (ASX:A200): Cost Efficiency, Dividend Yield, and Investment Suitability
An in-depth analysis of the Betashares Australia 200 ETF, examining its low-cost structure, dividend characteristics, franking credits, and suitability for Australian investors seeking broad market exposure.
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Russell Investments High Dividend Australian Shares ETF (RDV): What Investors Should Know
An overview of the RDV ETF's dividend focus, investment strategy, key characteristics, and what Australian investors should consider.
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3 ASX ETFs for Investors Chasing Yield and Growth in Australia
Three exchange-traded funds on the ASX that combine dividend income with capital growth potential for Australian investors.
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Credit Income Funds Explained: What Australian Investors Need to Know About Fixed Income Investing
Understand how credit income funds work, their role in Australian portfolios, and what to consider before investing in fixed income securities.
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State Street SPDR MSCI Australia Select High Dividend Yield ETF (ASX:SYI): A Deep Dive Into Dividend-Focused Investing
Explore how the ASX-listed SYI ETF brings dividend-focused investing into focus for Australian investors seeking income and franking credits.
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Salary Sacrificing Into Super Before the End of the Calendar Year in Australia
December 31 marks the last opportunity to arrange salary sacrifice contributions for the current calendar year. Here's what you need to know about timing, caps, and tax benefits.
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How to Invest in ETFs in Australia: A Beginner's Guide to the ASX
Learn how exchange-traded funds work on the Australian Securities Exchange and how to start building a diversified investment portfolio with ETFs.
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Negative Gearing in Australia: Does It Still Make Sense in 2026?
Negative gearing remains a contentious tax strategy for Australian property investors. Here's what you need to know about whether it still works in today's market.
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Salary Sacrifice into Super in Australia: 5 Things You Need to Know About Tax Savings
Discover how salary sacrificing into your super can reduce your tax bill and boost your retirement savings with these five essential insights.
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Capital Gains Tax in Australia: The 50% Discount and How to Use It
Learn how the Australian CGT 50% discount works and how holding your investments for at least 12 months can cut your tax bill in half.
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Cyclone Season Approaching in Australia: Reviewing Your Home and Contents Cover
With cyclone season around the corner, now is the time to review your home and contents insurance to ensure adequate protection when severe weather strikes.
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RBA September Rate Decision: What It Means for Offset Accounts and Term Deposits in Australia
The Reserve Bank's September rate decision directly affects how much you earn on term deposits and save on your mortgage through offset accounts.
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Spring Property Season in Australia: What Buyers and Investors Need to Know
Spring brings the busiest property market of the year. Here are seven essential insights for buyers and investors navigating Australia's peak selling season.
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Super Contribution Caps in Australia for 2026 to 2027: How to Plan Your Remaining Contributions
Learn the current superannuation contribution caps and how to calculate your remaining capacity before the financial year ends on 30 June 2027.
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Balance Transfer Cards in Australia: Weighing the Fee Against the Interest Saved
Discover whether a balance transfer card's upfront fee is worth the interest savings, with practical calculations and break-even points for Australian cardholders.
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What a Management Expense Ratio Costs You Over Twenty Years in Australia
A 1% difference in fees can cost you tens of thousands in retirement savings. See exactly how much management fees compound over two decades.
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ASX Reporting Season August: How to Research Stocks Before Earnings in Australia
Learn how to research ASX-listed companies before earnings announcements during the August reporting season.
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Medicare Levy and Low-Income Tax Offset: How They Change Your Actual Tax Bill in Australia
The Medicare levy and low-income tax offset quietly shift your final tax bill by hundreds or even thousands of dollars. Here's how they work and what you actually pay.
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Emergency Fund Calculator: How Many Months of Expenses Should You Save in Australia?
Calculate how much you need in your emergency fund and discover where to keep it safe and accessible in Australia.
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Term Deposit Versus High-Interest Savings Account in Australia: Which Wins Right Now
Comparing term deposits and high-interest savings accounts in the current Australian interest rate environment to help you choose the right home for your cash.
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Super Fund Performance Check After EOFY in Australia: How to Compare and Switch Funds
Review your super fund's performance after the end of financial year, compare it against benchmarks, and switch to a better fund if needed.