Emergency Fund Calculator

Find out how much to keep in your emergency fund based on your monthly expenses and employment type, and how long it will take to build it.

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Financial planners recommend 3-6 months of essential expenses for employed individuals with steady income, and 6-12 months for self-employed or variable-income earners. Keep the fund in a high-yield savings account or money market account. Liquidity is the priority - this is not an investment account.