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RRSP and TFSA specialist helping Canadians optimise registered account contribution room, understand the Home Buyers Plan (HBP) and Lifelong Learning Plan (LLP), and choose between GICs and ETFs.
Learn how the Home Buyers' Plan lets first-time home buyers withdraw up to $35,000 from their RRSP tax-free, and understand the 15-year repayment schedule to avoid tax consequences.
Learn how a Registered Education Savings Plan (RESP) helps Canadian families save for post-secondary education with tax-deferred growth and government grants.
Top Canadian savings rates are still competitive, but the best offers depend on whether you need daily access or can lock in a GIC. Here is what to compare this week.
Wealthsimple wants Ottawa to look at investment transfer fees, arguing that Canadians should be able to move accounts without being penalized. Here is what the issue means for RRSP, TFSA, and taxable investors.
A poll suggesting Canadians are leaning toward TFSAs over RRSPs points to a real planning question. The better account depends on income, tax rate, savings goal, and withdrawal timing.
Gold ETFs can give Canadian investors exposure to bullion or gold mining stocks without storing coins or bars. The right choice depends on whether you want direct gold price exposure, Canadian-dollar trading, income, or higher-risk miner exposure.
Mid-year is the perfect time to review your TFSA strategy and make the most of your contribution room before December 31.
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