Superannuation Balance Projector

Project your superannuation balance at retirement including employer SG contributions and voluntary top-ups.

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This calculator uses the 2024-2025 Superannuation Guarantee (SG) rate of 11.5%. SG increases to 12% from 1 July 2025. Concessional contributions (employer + voluntary) are taxed at 15% inside super; this calculator shows pre-tax contribution amounts. The concessional cap is $30,000/year (FY2024-25). Returns are not guaranteed. Consult a licensed financial adviser (AFSL) for personalised super projections.