Emergency Fund Calculator

Find out how much to keep in your emergency fund based on your monthly expenses and employment type, and how long it will take to build it.

A$
A$

Australian financial planners typically recommend 3-6 months for PAYG employees and 6-12 months for self-employed and casual workers. Keep it in a high-interest online savings account (HISA) or offset account if you have a mortgage. Jobseeker provides a limited backstop - do not rely on it alone.