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What 97,000 Portfolios Tell Us About Investing in Australia
Analysis of nearly 100,000 Australian investment portfolios reveals clear patterns in how we build wealth, from home bias to concentration risk.
Sophie Miller
Author
ASX investing writer focused on ETFs, LICs (Listed Investment Companies), A-REITs, franked dividends, and building low-cost diversified portfolios for Australian retail investors.
- investing
- etfs
- asx
- dividends
Published articles
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Dividend Payday for ASX ETF Investors in Australia: Here's How Much You'll Get
ASX ETF distributions are hitting investor accounts. Learn how much you can expect, how distributions work, and the tax implications of your ETF income.
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Dividend ETFs on ASX to Consider for Income Investors in Australia
Explore dividend-focused ETFs on the Australian Securities Exchange that deliver regular income through franked distributions and diversified equity exposure.
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Melbourne Cup Long Weekend: How to Budget for Spring Spending in Australia
The Melbourne Cup long weekend brings a spending spike. Learn how to set a realistic budget, track spring carnival expenses, and avoid common money traps.
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Russell Investments High Dividend Australian Shares ETF Reports September 2026 Monthly Unit Activity
Russell Investments has released unit activity data for its High Dividend Australian Shares ETF, showing net creations for September 2026 and continued investor interest in dividend-focused strategies.
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Emergency Fund Calculator: How Much to Save and Where to Keep It in Australia
Calculate the right emergency fund size for your situation and learn where to keep it for instant access when you need it most.
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Comparing Health Insurance Policies in Australia: Hospital Versus Extras Cover
Understand the key differences between hospital and extras cover to choose the right private health insurance for your needs and budget.
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HECS-HELP Debt and Your Finances: When to Pay It Off Voluntarily in Australia
Learn when voluntary HECS-HELP repayments make financial sense and when you're better off investing your money elsewhere.
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First Home Super Saver Scheme in Australia: Withdrawing Your Savings to Buy in 2027
Step-by-step guide to requesting and receiving your FHSS funds from the ATO for your first home purchase in 2027.
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Dollar Cost Averaging vs Lump Sum Investing in Australia: Which Strategy Is Right for You?
Compare dollar cost averaging and lump sum investing strategies to decide which approach suits your financial goals and risk tolerance in the Australian market.
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Australian Income Tax Calculator: How to Work Out Your Take-Home Pay for 2024-2025
Learn how to calculate your actual take-home pay after income tax, Medicare levy, and HELP repayments using the 2024-2025 tax rates.
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How Australian Income Tax Brackets Work: The Marginal Rate System Explained Step by Step
Learn how marginal tax rates work in Australia and why you never lose money by earning more. A clear explanation of tax brackets with worked examples.
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Should I Pay Off My HECS-HELP Debt Early or Invest Instead in Australia?
Compare the financial trade-offs between voluntary HECS-HELP repayments and investing that money in superannuation or other assets.
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Salary Sacrifice Into Super Versus After-Tax Contributions in Australia: Which Is Better for Me
Learn how to choose between salary sacrifice and after-tax super contributions to maximise your retirement savings and minimise tax.
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SMSF versus Industry Super Fund: Which Superannuation Option Is Right for Me in Australia?
Compare Self-Managed Super Funds and industry super funds to understand which retirement savings option suits your financial situation and investment goals.
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Should I Put Extra Money Into Super or My Mortgage Offset Account in Australia?
Learn how to decide whether extra savings belong in superannuation or your mortgage offset account, based on your age, tax rate and financial goals.
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Australian Property Market Outlook for the Second Half of 2026
Mid-year analysis of Australia's property market heading into H2 2026, covering price trends, regional variations, and the impact of current lending conditions.
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Australian Income Tax Calculator: Work Out Your Take-Home Pay for 2024 to 2025
Use the 2024 to 2025 Australian resident tax rates, Medicare levy and key offsets to estimate your take-home pay. This guide explains what the calculator is doing in plain English.